About and methodology

Rate & Retainer is an independent publication about money and software for freelancers. Content is written with AI assistance and reviewed by the site operator before publishing. We publish under the site name, and we do not claim any personal credentials, accounting qualifications or hands-on product testing we do not have.

How we compare software

• We read each vendor's public pricing and feature pages and record the date we checked.
• We have not run hands-on tests unless a page says so. We never claim to have used a product we have not.
• We list regular prices next to promotional prices.
• We state what we could not verify.

How we do tax math

Calculators use published IRS rules for the stated tax year and are for general information only. Check IRS.gov or a tax professional.

Corrections

Spot a mistake? Email hello@rateandretainer.com.